All reviews

Crypto card reviews, 12 cards scored

Every card we track, with its score, its catch and who it’s really for. Each review is checked against the issuer’s own terms and re-verified monthly.

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Nº 1 · Best overall8.6

OKX Card

A MiCA-licensed exchange card paying 2% in USDG with no FX fee, capped at €50 a month unless you trade enough for a VIP tier.

2% (cap €50/mo) · 4–10% VIPFX 0% · ≤0.1% conversionCustodial
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Nº 2 · Best for ETH holders8.4

ether.fi Cash

3% back up to a monthly cap while your ETH keeps earning, paid in the ETHFI token. Non-custodial, no annual fee.

3% to tier capFX 0% USD/EUR · 0.5% otherSelf-custody
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Nº 3 · Best self-custody debit8.3

Bleap

MiCA-licensed, self-custodial Mastercard with 0% FX and cashback in USDC. The natural Gnosis Pay replacement.

1% (to €3k/mo) · 3% · 20%FX 0%Self-custody
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Nº 4 · Simplest wallet card8.1

MetaMask Card

Spend straight from the wallet you already use. 1% back in the mUSD stablecoin on the free card.

1% · 3% Metal (paused)FX 1% abroad · 0.5% non-euro local (free)Self-custody
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Nº 5 · Best exchange card8.0

Krak Card

Kraken’s card: an Irish MiCA licence, no fees on fiat spending, uncapped cashback tied to your balance.

0–2% by balanceFX 0% (spread on crypto)Custodial
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Nº 6 · For Bybit traders7.8

Bybit Card EU

An exchange card paying a flat 1% for most users, best funded in euros: paying from crypto, stablecoins included, adds 0.9%.

1% flat (2–10% VIP)FX 0.5% + 0.9% conv.Custodial
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Nº 7 · Best credit line7.6

Nexo Card

Borrow against your crypto instead of selling it. The value is the credit line, not the cashback.

0.1–2%, credit mode onlyFX 0.2% Europe · 2% other · +0.5% weekendsCustodial
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Nº 8 · Simple 1%, euro area only7.4

Bitpanda Card

A free Visa from a Maltese e-money issuer: 1% back in whatever crypto you spent, 0% FX, but only for euro-area residents.

1% on crypto-funded spendFX 0% (trading spread on crypto)Custodial
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Nº 9 · Best perks7.2

Crypto.com Visa

Still the perks king, but the free card earns nothing: rewards start with a €3.99 monthly plan and are capped.

0% free · 1.5–4.5% paid plansFX 0.2% EU/UK · 2% other (free)Custodial
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Nº 10 · Free travel tier7.0

Wirex One

Rebuilt in 2026 as a self-custodial stablecoin app with no FX markup. Every reward, even the free 0.5%, needs WPAY to redeem.

0.5–8%, redeemable only with WPAYFX 0% markupSelf-custody
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Nº 11 · Fiat card, crypto on-ramp6.4

ZEN.COM Card

A Lithuanian e-money account with a Mastercard: 0.5% FX on the free plan, cashback only at partner shops, and crypto as an on-ramp rather than a balance.

Merchant offers onlyFX 0.5% Free · 0% PlatinumFiat only (EMI)
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Nº 12 · Global reach6.0

RedotPay

Huge limits and global reach, but no base cashback and about 2.2% in fees on foreign-currency spending.

0% (3% Pro, capped)FX 1% + 1.2%Custodial
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Delisted—

Ready Card

The flat-3% Metal card is gone: existing cards are being switched off, new ones cannot be ordered, and the next card drops cashback.

3% flat (Metal)FX 0%Self-custody
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Delisted—

Gnosis Pay

The consumer card shuts down on December 20, 2026. Funds in your Safe stay accessible.

Ended Sep 30, 2026FX 0%Self-custody
What to do now →